XML reads an entire file as one record, no line breaks / carriage return

Hi everyone
My customer has given me a file downloaded from their banking Site which, on import, is read as one single row / line even though the file has 85 rows of data. I opened the file in different text file readers, textpad and notepad++ and notepad and it clearly has rows of data...

How can I split the line at every 40th character while reading it in?

Hope someone can help.